Business Coverages

Business Insurance for Every Stage of Business
Protect your business, your employees, your customers, and the property you’ve worked hard to build. White Lion Insurance can help businesses review their risks and find coverage designed around their operations.
Common Business Coverages
General Liability
Business Owners Policy (BOP)
Commercial Property
Business Income / Business Interruption
Workers’ Compensation
Commercial Auto
Commercial Umbrella / Excess Liability
Professional Liability / Errors & Omissions (E&O)
Cyber Liability
Employment Practices Liability (EPLI)
Product Liability
Tools & Equipment Coverage
Inland Marine
Equipment Breakdown
Crime / Employee Theft
Business Personal Property
Builders Risk
Surety & Contractor Bonds
Additional Insured / Certificate of Insurance needs
Contractors & Trades
Coverage can be tailored for:
General contractors
Electricians
Plumbers
HVAC contractors
Roofers
Carpenters
Painters
Flooring contractors
Landscapers
Handymen
Remodelers
Construction companies
Cleaning companies
Pressure washing
Welding and fabrication
Common needs:
General Liability, Workers’ Compensation, Commercial Auto, Tools & Equipment, Inland Marine, Bonds, Umbrella/Excess and more.
Garagekeepers is particularly important for businesses that have customers' vehicles in their care, custody or control. Standard general liability generally isn't designed to cover that exposure.
Beauty & Personal Services
Hair salons
Barbershops
Nail salons
Spas
Estheticians
Lash & brow businesses
Massage businesses
Tattoo shops
Beauty professionals
Mobile beauty professionals
Potential coverage:
General Liability, Professional Liability, Property, Business Income, Equipment, Workers’ Compensation, Cyber and specialized professional coverage.
Retail & Service Businesses
Retail stores
Boutiques
E-commerce businesses
Restaurants & cafés
Food businesses
Offices
Cleaning companies
Pet businesses
Photography businesses
Event businesses
Fitness businesses
Consultants
Bookkeepers/accountants
Professional service businesses
Other Businesses We Can Help With
Small business • Start-ups • Contractors • Retail • Professional Services • Automotive • Beauty • Restaurants • Home-based businesses • E-commerce • Service businesses and more

Not sure what coverage your business needs? That's exactly what a business insurance review is for. We'll look at your operations, employees, property, vehicles, equipment, customers and potential exposures to help identify the coverage your business should consider.
Important: Coverage availability and requirements vary by business type, operations, location, payroll, vehicles, contracts and carrier eligibility. Not every business needs every coverage listed above.